Welcome to the IICU Family!
Share Account
As a member of The IICU, you are eligible to purchase shares at $5.00 each, with a minimum investment of 20 shares totaling $100.00.
These shares provide the benefits of annual dividends and the option to secure a loan against your shareholdings.
Junior Savers Account
The Junior Savers Account is designed to help members save for their children’s future, requiring a minimum monthly contribution of 10 shares, totaling $50.00.
Once the child turns 18, they can independently manage the account. This account earns annual dividends, and parents can access loans to support their child’s needs, such as purchasing books and other essentials.
Multiplier Shares
A member can save a fixed amount for 12 months and become eligible to apply for a pre-approved loan of up to twice the saved amount.
Additionally, a member can apply for a loan of up to five times the saved amount for any purpose, subject to Credit Committee approval.
Medical Emergency
A member can take a personal loan of up to $25,000 and deposit it into their share account, which can be used for purposes such as medical emergencies.
Members can designate a beneficiary for this account and are also eligible to earn dividends on the balance.
Membership is as easy as
